![]() While that desire to grow could explain why Exeter settled for wider spreads on its latest deal compared to the September offering, another factor may be that investors’ interest in plain vanilla ABS is waning somewhat as they seek out higher-yielding asset classes. The Texas-based lender, started by former executives of AmeriCredit (now known as GM Financial), increased the size of the latest deal due to investor demand.Īccording to a source close to the transaction, the deal likely freed up a significant portion of the company’s warehouse facility, allowing it to originate auto loans more quickly.Įxeter reported USD100m in originations in 2010, according to a Reuters news story earlier this year, and expects to hit USD2.2bn by 2015. “So the size of the transaction may be more important than the pricing.”Ĭonsumer ABS strategists say the focus on growth may mean that the company is laying the groundwork for a strategic buyer - or that Exeter ultimately wants to go public. “Given that Blackstone’s investment appears to be a growth equity investment, a growth strategy would have issuance strategy implications,” said one senior ABS banker. This seemed to indicate that Exeter for the moment will remain primarily focused on growth, particularly since an infusion of private equity money from Blackstone in 2011. Instead of trying to beat the pricing on its last such deal in September, though, Exeter paid wider spreads across every tranche - but upsized the deal to USD400m from USD300m. ![]() ![]() Only founded in 2006 but already a significant player in the subprime auto loan sector, Exeter came back to market with its third-ever term asset-backed securities (ABS) deal. May 3 (IFR) - Fast-growing subprime auto lender Exeter Finance Corp showed the market this week that it intends to stay focused on getting bigger, opting for size over price in its latest ABS deal. ![]()
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![]() It will save you the time and stress involved with managing such an elaborate project on your own, and the end result will be more likely to meet or exceed your expectations. When starting a project, you want to focus on the three most crucial aspects of commercial landscape construction:Ĭhoose a company that will be able to employ skilled horticulturalists, landscape technicians and workers to help combine man-made elements with natural elements to create a successful and beautiful green space. Working with one company that has the ability to take your project from beginning to end will ensure the final product is a cohesive, functional design.Ī full-service landscaping company with experience doing commercial projects will be able to work with a range of property types, such as offices, retail shops, apartments and condos, municipalities and government buildings, schools, colleges, hospitals and clinics.
![]() ![]() However, while you may not be able to pull up a browser from your main menu, there is technically a workaround to gain access to an extremely limited web browser by finagling with the Twitter linking function in your settings, but it's an awful lot of trouble to go through for something that doesn't really function in a way that users can actually benefit from. This is no doubt a frustrating omission for those used to accessing the web from their previous consoles, and it's honestly a bit strange that Sony chose to leave out such a useful feature. The PS5 does not have a traditional web browser in the way that the PS4 did, meaning users can't quickly pull up websites and surf the net with ease. The previous generation of consoles was included in this modern experience, and even the Xbox Series X features full-fledged web browsing – but for those who have purchased a PlayStation 5, the situation is a little bit more complicated. We live in an era where basically every device in our homes can connect to the internet in some way, and most of them can provide in-depth searching through apps and web browsers. All the other free Light Cones come from two main places: Herta's Shop and the Forgotten Hall. You can easily superimpose these Light Cones using copies of the same item that you might get from pulling on banners. Here's every Light Cone that you can get for free in Honkai: Star Rail.Īt the beginning of Honkai: Star Rail, your first free units come with their own three-star Light Cones. We mean "free" in the sense that you won't need to pull on banners to get these Light Cones, and they are in permanent locations that you can access whenever you want. Thankfully, there a few free-to-play options that will always be available for dedicated players who don't mind grinding for them. However, Star Rail's gacha system means that you won't be guaranteed the Light Cone you want from the standard and limited-time banners. Like the equippable Relic sets, they significantly strengthen characters with abilities and boosted stats. Posting unmarked spoilers will result in removal and warning, and posting spoilers with malicious intent will result in a ban.Light Cones are the weapons of the Honkai: Star Rail world. Please report posts containing spoilers unless they are hidden using the following method or are inside a thread clearly labeled as containing spoilers. If you want to promote without participating in the community, purchase an ad. For more information, see the self-promotion on reddit FAQ. Some promotional submitting (posting your own projects, articles, etc.) is permitted, but it must be balanced out by a much greater level of non-promotion participation in reddit - the rule of thumb is no more than 10% of your submissions may be promotional. Promotion must be kept within acceptable limits.Follow all specific content restrictions.No off-topic or low-effort content or comments.No personal attacks, witch hunts, bigotry, or inflammatory language.No content primarily for humor or entertainment.Questions likely to generate discussion.Shadow Gambit: The Cursed Crew Mimimi Games Want to schedule an AMA with us? Read our guidelines for more information! To see previous AMAs, click here. New to reddit? Click here! Subreddit Calendar Submissions should be for the purpose of informing or initiating a discussion, not just with the goal of entertaining viewers.įor examples of quality discussion posts we'd like to see in our subreddit, please review this page.įor an in-depth explanation of our rules, please review our rules page. ![]() The goal of /r/Games is to provide a place for informative and interesting gaming content and discussions. If you're looking for "lighter" gaming-related entertainment, try /r/gaming! Please look over our rules and FAQ before posting. r/Games is for informative and interesting gaming content and discussions. ![]() ![]() So if you are looking for something that feels exactly like down and won't be satisfied otherwise, this might not be for you. And you're not going to be 100% able to recreate a down blanket not using down. I do have to say that this doesn't remind me a whole lot of my down blanket and I think that may have to do with the material used in the shell. ![]() ![]() But so far with this blanket alone I have stayed warm which again was a pleasant surprise. I had been using 2 blankets prior to getting this one and sometimes I would still wake up in the night feeling cold. I live in Wisconsin and the temperatures this week have been ranging from -10 over night to single digits during the day. So far I have only slept with it one night but it did a great job of keeping me warm. It is a fairly light blanket, similar to a down blanket I suppose in that regard. The material it is made of is very soft and comfortable on your skin and I was pleasantly surprised with the thickness/fluffyness. By the time I got home 2-3 hours later it appeared to be fully fluffed. Now I wasn't actually home when it arrived but my girlfriend confirmed that it was very flat right out of the package, as was expected. If anything, the price was low enough that I wasn't too worried if I didn't end up liking it. ![]() I decided to take a chance on this particular one as it seemed to be the highest rated by customers and I liked what I saw in the images provided by said customer. I always make sure to compare many different products and read through the reviews, both good and bad before I buy something. I was raised with the mantra, "you get what you pay for" and with that in mind I was quite weary when looking at these products. The first thing that made me question these products was the price, they seem TOO cheap. So for all those reason we started looking into down alternative. Also by purchasing a down blanket we'd be supporting an industry in which the down feathers from geese are taken from them and that's not something we personally wanted to support. So this has been in the back of my mind ever since but I wasn't sure if I wanted to dish out that kind of money for a blanket and also deal with the hassle of dry cleaning it. The comfort and warmth was something that I hadn't experienced since I had moved out and gotten my own comforter. I grew up using a down comforter and have very fond memories of that blanket. We never really gave much thought to them and subsequently they never impressed us. Elevate your sleeping experience with the Utopia Bedding Comforter Duvet Insert and enjoy cozy and dreamy nights ahead! □įor the past couple years my girlfriend and I have gone through a few cheap comforters. With its quilted design, corner tabs, box stitching, all-season comfort, and easy care instructions, this duvet insert provides the perfect layer of warmth and comfort for your bed. □ In summary, the Utopia Bedding Comforter Duvet Insert offers a delightful combination of luxury and practicality. ![]() ❌ The comforter may require fluffing after washing to restore its fullness. ❌ Some users may prefer additional size options. ✅ Easy care with machine washable instructions. ✅ All-season comfort, suitable for various weather conditions. ✅ Box stitching for even distribution of filling. ✅ Quilted design with corner tabs for a tidy appearance. ✅ High-quality materials for exceptional comfort. □❄️ĥ️⃣ Easy Care and Maintenance: The comforter is machine washable and easy to care for, offering simple maintenance and a long-lasting plushness. □□Ĥ️⃣ All-Season Comfort: This duvet insert provides versatile all-season comfort, keeping you cozy and warm during colder nights while remaining breathable during warmer months. □□️ģ️⃣ Box Stitching for Even Filling: The box stitching ensures an even distribution of the filling, preventing clumping and maintaining a fluffy and inviting feel throughout the comforter. □□Ģ️⃣ Quilted Design with Corner Tabs: The comforter features a quilted design with corner tabs, securing it inside your duvet cover for a tidy and well-kept appearance. Add warmth and elegance to your bedroom with this delightful duvet insert from Utopia Bedding! □ġ️⃣ High-Quality Comfort: The Utopia Bedding Comforter Duvet Insert is crafted from high-quality materials, offering exceptional softness and coziness for a restful night's sleep. □ Snuggle up and experience the ultimate comfort with the Utopia Bedding Comforter Duvet Insert! This premium quilted comforter is designed with corner tabs and box stitching, ensuring an even distribution of filling for a plush and luxurious feel. ![]() ![]() ![]() Redfin has a local office at 7535 Irvine Center Dr., 200, Irvine, CA 92618. Browse All Santa Margarita CA Properties for Sale Carissa Highway, Santa Margarita image Carissa Highway, Santa Margarita 399,000 19270 El Camino Real. Updated every 5 minutes, get the latest on property info, market updates, and more. ![]() ![]() Park a mobile home for vacationing or build your dream retirement home. Search 85 homes for sale in Santa Margarita and book a home tour instantly with a Redfin agent. Are you tired of the Rate-Race in the big city then scenic California Valley, located in San Luis Obispo County, is the place for you. 0 Alleghany Rd Unit PW22026512, Santa Margarita, CA 93453. 13488 Delta Rd was last sold on for 135,000 (16 lower than the asking price of 160,000). This property is not currently available for sale. This property is currently available for sale and was listed by CRMLS on Apr 10, 2023. Our top-rated real estate agents in Rancho Santa Margarita Central are local experts and are ready to answer your questions about properties, neighborhoods, schools, and the newest listings for sale in Rancho Santa Margarita Central. 45 Santa Margarita CA Land & Home Lots for Sale. 13488 Delta Rd, Santa Margarita, CA 93453 is a 3 bedroom, 2 bathroom, 1,285 sqft single-family home built in 1985. Alternatively, you can look at all of Orange County, but with a narrower focus. If you cant find the perfect home in Rancho Santa Margarita, consider expanding to all new construction homes for sale in Orange County, CA. Other highlights include new plantation shutters throughout the home, new ceiling fans in all bedrooms, a large Master bedroom retreat with a walk-in closet and large storage closet, a three-car garage with storage units and tool area, new garage doors, and a new HVAC system.Ĭountless custom upgrades include a completely renovated kitchen with Quartz countertops, a Farmhouse sink, an island with storage and room for barstools, a new gas range with built-in air fryer capabilities, a shiplap ceiling and a passthrough window.Other highlights include new plantation shutters throughout the home, new ceiling fans in all bedrooms, a large Master bedroom retreat with a walk-in closet and large storage closet, a three-car garage with storage units and tool area, new garage doors, and a new HVAC system.Ĭountless custom upgrades include a completely renovated kitchen with Quartz countertops, a Farmhouse sink, an island with storage and room for barstools, a new gas range with built-in air fryer capabilities, a shiplap ceiling and a passthrough window. 13190 Cambria Rd, Santa Margarita, CA 93453 is a 2 bedroom, 2 bathroom, 960 sqft mobile/manufactured built in 1980. 1 bed 1 bath 850 sqft 2.67 acre lot Belmont Trl, Santa Margarita, CA 93453 Email agent Brokered by Redfin Corporation Contingent 375,000 24k 2 bed 1 bath 720 sqft 24.7 acre lot 14925 Laton. Choose from homes as small as 727 square feet and as large as 6,670 square feet with 1 to 6 Bedrooms and 1 to 5. ![]() ![]() ![]() Remember that last verse about waiting in the quiet? Yeah, God mentions this concept countless times as an avenue for strength.ġ4. Isaiah 30:15 – For thus said the Lord GOD, the Holy One of Israel, “In returning and rest you shall be saved in quietness and in trust shall be your strength.” But what if God is waiting on us? Waiting on us to be still and know, to face the quiet and search our souls, to simply call on Him so that the strength of our souls is increased?ġ3. ![]() ![]() Often, we assume that we’re the ones waiting on God. Psalm 138:3 – On the day I called, you answered me my strength of soul you increased. (I’ve just been too worried, fast-paced, and stressed to even notice it.)ġ2. Yet, this tug-of-war battle I wage with patience is the very place that God works on me the most, teaching me to wait on His strength that’s actually been there all along. I wish that I was a patience master, but I’m nowhere close. Psalm 31:24 – Be strong, and let your heart take courage, all you who wait for the LORD! Yet, God knows that our weaknesses are the perfect avenue for His power. It’s centered on Paul’s conversation in which he begs God to remove his thorn in the side. This is one of my personal favorite verses. 2 Corinthians 12:9 – But he said to me, “My grace is sufficient for you, for my power is made perfect in weakness.” Therefore, I will boast all the more gladly of my weaknesses, so that the power of Christ may rest upon me. He uses the simplest of things, like a song, as a means for us to feel the overwhelming presence of his power.ġ0. Isaiah 12:2 – Behold, God is my salvation I will trust, and will not be afraid for the LORD GOD is my strength and my song, and he has become my salvation.Īs a piano and ukulele player, I’m always fond of Bible verses that incorporate Christ’s character with music and singing. As Christians, it’s our honor to use His strength to help mend hearts and souls on earth.ĩ. The victory is His because the strength is His. The best part, the most humbling part, of our faith is that Christ is the ultimate winner. Deuteronomy 20:4 – For the LORD your God is he who goes with you to fight for you against your enemies, to give you the victory. To be fully equipped, we have to seek The Lord and His strength daily.Ĩ. That’s it-only 2 weeks for everything to go backwards. 1 Chronicles 16:11 – Seek the LORD and his strength seek his presence continually!Īs a former personal trainer, I can tell you with confidence (and science) that if you take anything more than a 2-week break from physical exercise, your muscle mass immediately decreases, your cardio capacity weans away, and your overall physical condition declines. We can condition our physical bodies with stretches, calisthenics, and all the other gym life things, but when it comes to temptation, Christ uses His strength to shield and protect us.ħ. We need strength in the spiritual realm, just as our bodies need the physical strength to push through a long, grueling, 24-hour day. 1 Corinthians 10:13 – God is faithful, and he will not let you be tempted beyond your ability, but with the temptation he will also provide the way of escape, that you may be able to endure it. From that perspective, Christ can shift our hearts and minds toward heaven. Once we realize that the “outer self is wasting,” that we are finite creatures, we can focus on what’s eternal, the things that matter on the inside. Though our outer self is wasting away, our inner self is being renewed day by day. ![]() 2 Corinthians 4:16 – So we do not lose heart. But what if part of those beautiful riches is the joy, love, and even strength that Christ takes from His heavenly realm and pours out on earth for us?ĥ. When we think of “heavenly riches,” we often think of streets paved with gold, the entry gates lined with pearls. Ephesians 3:16 – That according to the riches of his glory he may grant you to be strengthened with power through his Spirit in your inner being. Exodus 15:13 – You have led in your steadfast love the people whom you have redeemed you have guided them by your strength to your holy abode.įorget a humble abode! When you remember that the same power of God that redeemed you is the same power that will bring you through and through, you have a holy, eternal abode, a place where you’re forever safe.Ĥ. It might not be anything physical, but your mind and heart are face down on the ground, but God is the Lifter of our heads, a constant source of strength when ours is depleted.ģ. Odds are, you’ve had that fainting feeling this year. Isaiah 40:29 – He gives power to the faint, and to him who has no might he increases strength. ![]() ![]() When deciding which files transfer software to use, first consider what your actual needs are, as sometimes free and budget software may only provide basic tools and saving options, so if you need to use advanced features you may find a paid platform is much more worthwhile. How to choose the best files transfer software for you? These applications are used frequently by internet users across the world, and they come with their own storage, file-size limits, and file-sharing features. įile transfer software is a tool that facilitates the sharing of files from one device to another using the internet. We've also featured the best cloud storage. There is plenty more to Hightail, which you can get with a paid account, such as larger file sharing (individual file limit of 25GB), advanced collaboration options, and unlimited storage. There is a rather stingy 100MB file size limit in place, but the service is quick and simple and fast Your contacts get a URL they can click on to access the file or files you've selected, and there is no need to register an account at any stage. It works straight from the web – you can just drag and drop your files into it. Hightail is a professional-level file collaboration service but there is a file transfer component that's easy to dip in and out of, even if you don't use everything else on the platform. Paid-for plans allow for phone and video conferencing on top of messaging, with increases to member storage. This provides an advantage over general file-sharing services, because it allows for much more user control - and especially respect hierarchies - without having to worry about overcomplicated permissions.Įven better is that Slack has a free tier with a generous 5GB of storage available per team member, so you can try it out with minimal investment other than a little time spent setting up your team(s). This is easy to set up in Slack, and better still, ensure control over which team members have access over which documents. This is especially the case if you're managing a project, or working as part of a team on a project, and need to keep all your documentation in one place. ![]() However, if you're looking to share a select few documents rather than a huge archive then Slack might just work for you. Slack isn't so much of an online file store as much as an online communications platform. ![]() ![]() ![]() ![]() This product includes an auto-off timer so people can choose to turn off the sounds after 15, 30, or 60 minutes. It includes six sounds: white noise, thunder, ocean, rain, summer night, and brook. It is compact and portable, so people can take it wherever they go. This product is a very affordable option that will suit smaller budgets. The LectroFan Micro2 Sleep Sound Machine costs $34.95. sound quality decreases when connected to Bluetooth.The pros and cons of this product may include: Reviewers also state that this product helps them sleep and block out noise while traveling. However, they say the sound quality is slightly worse when connecting their music to the machine. The LectroFan Micro2 Sleep Sound Machine includes five fan noise settings, four white noise settings, and two ocean noise settings.Īccording to reviews, the sound quality is good, considering the size of the speaker. It can also connect to devices via Bluetooth. This product uses a USB connection and rechargeable lithium batteries for power. It is suitable for small spaces, such as office cubicles, and use while traveling. This white noise machine claims to be one of the smallest on the market, measuring 2 by 2.1 inches and weighing 6.4 ounces. More expensive machines may play a wider range of white and ambient sounds, such as ocean noise. Price: A person should consider their budget when purchasing a white noise machine.This may be beneficial for infants and young children. Image projection: Some machines project images onto the wall while playing sounds.Headphone connectivity: People who share bedrooms with others may wish to purchase a white noise machine that has a headphone jack or Bluetooth connectivity.These machines will automatically stop playing sounds after a set amount of time has passed. ![]()
![]() ![]() Select among all your favorite services and connected devices.Program Flic buttons as hotkeys or additional shortcuts for computers, controllers, or software.Program each button individually to perform specific tasks when pushed, double-pushed, or held. ![]() Connect Flic buttons to your phone or connect Flic buttons to the Flic Hub LR.Apple HomeKit and Amazon Alexa compatibility further expand the range of devices and scenes that can be controlled by a Flic 2 Smart Button. Flic utilizes an open API that is responsible for a range of functions made possible through integrations with iOS, Android, Mac OS, Windows, and Linux platforms. The Flic app enables you to set up and personalize your Flic buttons and devices to activate various smart home functions and scenes at the push of a button. In addition, control over Apple HomeKit and Amazon Alexa compatible devices is only possible with the Flic Hub LR.Īdd, remove, and program all of your Flic devices from the Flic mobile app for iOS and Android. The Flic Hub LR eliminates the necessity of keeping a mobile device always on and close to your Flic devices, and is capable of connecting with far more Smart Buttons at a time than a smartphone or tablet. The Flic 2 Smart Buttons are compatible with essentially any Bluetooth connected device, making them highly versatile for any task or application. The Flic 2 starter kit provides all you need to build to test the strengths of Flic's Bluetooth automation system. HID and MIDI compatibility turn Flic 2 into additional command buttons or software hotkeys.Control individual/multiple devices or programs with each button input.3 command inputs trigger simple or complex functions: Push, Double Push, or Hold Down.2 programmable button controllers capable of commanding various Bluetooth compatible devices.3 color LEDS indicate device and connection status.IR Accessory Port and 3.5mm jack adds control over IR devices and audio confirmation feedback with a connected speaker.Enables configuration and control of Apple HomeKit and Amazon Alexa compatible devices.Supports up to 63 Flic devices up to 164 ft away with Bluetooth Long Range.Saves functions and routines programmed in the Flic app to local memory.Bluetooth network bridge functions as a dedicated hub for Flic Smart Buttons.Through the Hub, users will be able to control Apple HomeKit, Amazon Alexa, and IR compatible devices (IR Transmitter sold separately). The Flic Hub LR stands in for a Flic user's smart device by saving programmed tasks locally, covering a much wider operating range via Bluetooth Long Range specifications, and enabling non-Flic users to use Flic devices when a Flic user is not in range or at home. Flic Smart Buttons require an active Bluetooth connection with a Flic user's smart device in order to perform programmed tasks. The Flic Hub LR is a dedicated Bluetooth network bridge for your Flic Smart Buttons, maintaining operation for all pre-programmed functions and scenes. Flic 2 buttons have an adhesive back, allowing for creative placement wherever you can think of and can easily be repositioned. Each Flic 2 includes HID (Human Interface Device) and MIDI (Musical Instrument Digital Interface) protocols, which enables the Smart Button to act as another Bluetooth peripheral device for computers, musical equipment, and even a physical button for smartphones and tablets.įlic 2 buttons use a single CR2032 battery and have an average lifespan of 3 years. The Flic 2 features an open API framework, allowing for smart integrations with thousands of products and programs. Each input can be individually programmed, allowing users to command anywhere from 1 to a dozen devices with a single push of a button. The Flic 2 can trigger a specific function for a singular device or initiate complex automation scenes for multiple grouped devices with one of three inputs – push, double push, and hold. The Flic 2 Smart Button is a programmable controller capable of commanding various Bluetooth compatible smart devices. The Flic 2 Programmable Smart Button Starter Kit includes four (4) Flic 2 Smart Buttons and the Flic Hub LR. ![]() ![]() ![]()
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